opportunity for ALL

we believe

  1. One of the barriers that keeps people with low incomes from achieving greater self-sufficiency is a lack of access to credit.
  2. People and organizations that have or manage financial resources are willing to help their neighbors when they have a trusted mechanism to do so.

our mission

Serve as a catalyst, leveraging financial, human, and civic resources to enable traditionally underserved people to participate more fully in New Hampshire’s economy. We do this by:

  • Providing loans, capital and technical assistance;
  • Complementing and extending the reach of conventional lenders and public institutions; and
  • Bringing people and institutions together to solve problems.

our team

hours & directions

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financial strength

audits, tax filings, and more

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what's a cdfi?

Community Development Financial Institutions (CDFIs) strengthen communities

learn how


join our team and make a difference

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our history

Established in 1983, we were one of the first CDFIs in the United States.

learn more


The money we lend is either invested in us or donated to us for that purpose. Donations and grants pay for the education and technical assistance that help our borrowers succeed. And the money we earn on loans pays for overhead, salaries, facilities, etc.

Read Vice President of External Affairs Debby Miller's blog for more details.
No. We're a 501(c)(3) nonprofit community development financial institution. We also receive very little government funding.
Our loan qualifications differ from program to program, but we lend primarily to people with low and moderate incomes, the businesses that employ them, and the nonprofits, child care centers, and housing developers that serve them. If you qualify for a loan from a bank or credit union, they are your best option.

We lend only to New Hampshire people, institutions, and projects.
We finance only manufactured homes (also called mobile homes) because they are a far-more-affordable option for people and families with low and moderate incomes.
People who own manufactured homes in investor-owned parks lack some important financial benefits of homeownership. Because they own the house but rent the land beneath it, their home’s value never grows. And because the park could be closed and the land used for a different purpose, they can’t get home equity loans for renovations or repairs.

They are also vulnerable to excessive rent increases, poor-quality maintenance, and infrastructure (like water, sewer and road) failures. They even risk losing their homes if the park closes. Each of these threats affects the security and well-being of these families and communities.

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New Hampshire Community Loan Fund
7 Wall Street, Concord, NH 03301
603-224-6669 fax 603-225-7425

Email info@communityloanfund.org

© 2010-20 New Hampshire Community Loan Fund. All rights reserved. New Hampshire Community Loan Fund Inc. is an equal opportunity provider and employer. NMLS ID 253893. Licensed by the New Hampshire Banking Department. Equal Housing Lender. Privacy policy.

ROC USA Opportunity Finance Network Aeris Rated CDFI Equal Housing Lender

Email is not a secure form of communication. Please do not use email to send any confidential or sensative information, including Social Security numbers, account numbers or passwords. If you need to provide this type of information to the New Hampshire Community Loan Fund, contact us by phone at (603) 224-6669, by fax at (603) 225-7425, or by paper mail.

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